Car Insurance


As per the new government crackdown announced on 20th Jan 09, two million uninsured drivers have to let go their vehicles.  So now if you own an illegal vehicle it is considered to be illegal.

The percentage of uninsured drivers is anticipated to be 6.5. The law passed is definately in the favour of the majority since the uninsured drivers tend to push up the premium for others by £30 a year. Moreover, records reveal that uninsured drivers that could not be traced were responsible for crashes that injured 23,000 every year.

More than 400 cars are seized every day and there is a fine of £100 that applies for non-compliance. So its become a necessity for car owners to get insured.

Source: News.Scotsman.com

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As the crisis facing the world’s Automotive Industry deepens, last few months has seen an increasing rise in car tax and new and used car prices. What next for car buyers? Some helpful tips you need to know before buying used or new cars in 2009.

The road tax prices are set to rise by £5 on April 1, for cars registered after March 2001 and are expected to rise for vehicles registered from April 2010. The petrol price is expected to rise as the crisis continues in the first half of 2009. With this the obvious question arises, when would be the right time to buy? On the contrary, this time can be supposedly green for many car dealers trying to sell used and new cars. It can turn out to be a sweet season for car buying bargains with many car dealers subsidising on the used and new car rates. Motorists have seen plenty of offers in the past few months, including half-price cars, buy one get one free deals and VAT-free cars.

Interesting to know, which would be the cars featuring 2009? Some massive UK car releases for this year include Volkswagen Golf, Ford KA, Nissan GT-R, Aston Martin One-77, Ford Focus RS. Whereas the ones already in demand are Toyota Corolla, Nissan Altima, Audi A4. Amongst the Sports cars, the ones on top include Ford Shelby GT500, Ford Mustang, BMW 1 series and Chevrolet Camarao. The value for money car goes to Mercedes Benz C Class. There is an anticipation of more green and eco-friendly cars being launched in the coming years.

On the Insurance front, some things worthwhile considering are how to get best deals on car insurance and pay minimum premiums. If its a low value car, you can choose third party cover. Its worth trying the insurance comparison tool to get an instant quote from over variety of car insurance sellers. You might build up your no claims bonus – accident-free motorists can receive discounts of up to 70 per cent. Most importantly; avoid modifying your car.

Buying a car is the biggest investment you’ll make, so it pays to make sure your purchase is as safe as possible. Beware of whole range of scams such as false escrow services and clocking, so you can stay safe with when buying a car.

View the UK’s cheapest cars to insure